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Here are the top 15 Nutrition Myths – I’ve reviewed, summarized and debunked each one. Let the Myth Busting begin!Nutrition Myth #1: Natural saturated fat in our diet is a villain. TRUTH: Saturated fat is essential for healthy cells and heart. That’s correct: SATURATED FAT is REQUIRED for a HEALTHY HEART!! The villain is the high omega-6 fat found in vegetable oils like safflower, cottonseed, corn, soybean, sunflower, canola and peanut. The healthy fats come from butter, coconut oil, palm oil, olive oil, free-range meat and eggs.Nutrition Myth #2: Low fat diets are healthy. TRUTH: Low fat eating requires the consumption of excessive carbohydrates to obtain the daily energy requirements. This leads to high insulin production, which kick-starts the cycle that eventually leads to heart disease. The more fat, the more bile salts required, the more cholesterol the liver makes. Therefore, blood cholesterol may increase with a higher fat diet. But, that’s OK!Nutrition Myth #3: Polyunsaturated vegetable are a healthy substitute for animal fats. TRUTH: The polyunsaturated vegetable oils have been rendered toxic by the extreme high temperature and pressure extraction process used by the food industry. In addition, these polyunsaturated oils are mainly omega-6 which increases the INFLAMMATORY response throughout the body.Nutrition Myth #4: Only lean protein should be eaten. TRUTH: Animal fats contain many nutrients that protect against cancer and heart disease; elevated rates of cancer and heart disease are associated with large amounts of vegetable oils. Also, saturated fat from meat is critical to insure the necessary stiffness of cell walls. Consume fewer animal products and substitute vegetable oils for animal fat.Nutrition Myth #5: Consumption of red meat increases the risk of cancer and heart disease. TRUTH: There has been NO research results correlating UNPROCESSED red meats with cancer or heart disease. Red meat is rich in iron and zinc, both of which play important roles in the body’s use of essential fatty acids; and, as we have seen, consumption of saturated fat poses no threat to our health.Nutrition Myth #6: When drinking milk, consume only that which is low fat. TRUTH: Powdered skim milk is added to 1% and 2% milk to give it body. Commercial dehydration methods oxidize cholesterol in powdered milk, rendering it harmful to the arteries. High temperature drying also creates cross-linked proteins and nitrates which are potent carcinogens. The fat in whole milk protect the intestine against infections, as well as other health benefits.Nutrition Myth #7: Be sure milk is pasteurized before drinking. TRUTH: Real milk-full-fat, unprocessed, and from pastured cows-is a fully “self-sufficient” food. Raw milk contains many enzymes that when exposed to the pH of the intestinal tract, become, active and make the milk easy to digest. But pasteurization destroys these enzymes and the body must work hard to supply its own to break down the milk protein, sugars and fat.Nutrition Myth #8: Growth hormone (r-BGH) is of no concern in milk. TRUTH: Many scientists are concerned that r-BGH-treated cows could pas unhealthy bacteria into milk products. Also, r-BGH stimulates the production of insulin-like growth factor 1, which promotes cell division and growth. Thee is speculation that this could lead to cancer. It is banned in Canada, Australia, Japan and the European Union.Nutrition Myth #9: Raw milk is not safe and should be banned in all states. TRUTH: Raw milk contains lactic acid producing bacteria that protect against pathogens. Pasteurization destroys these harmful organisms, leaving the milk devoid of any protective mechanism should undesirable bacteria contaminate the milk supply.Nutrition Myth #10: High fat foods, especially saturated fat, increase the levels of blood cholesterol. TRUTH: As far back as the 1950s, the Framingham study found NO CONNECTION at all between fat consumption and blood cholesterol levels. Further studies by the British (1963), the Israeli’s (1969) and the University of Michigan (1976) confirm the Framingham results. Just another ploy to sell low-fat concoctions.Nutrition Myth #11: High levels of cholesterol in the blood cause atherosclerosis, the buildup of the fatty plaques that obstruct arteries. TRUTH: Research evidence indicates that high blood cholesterol has NO RELATIONSHIP with the degree of atherosclerosis. For example, a Canadian study (1963) showed men having low cholesterol had as much atherosclerosis as those with high cholesterol. Many other studies, honestly evaluated, showed the same results.Nutrition Myth #12: The USDA food pyramid promotes health because it leads to a diet low in cholesterol and saturated and promotes carbohydrates from grains, vegetables and fruit. TRUTH: Restriction of animal fats and cholesterol is particularly harmful for pregnant women and growing children. Such a diet can lead to birth defects, poor growth and neurological development. It greatly increases the profits of the processed food and drug companies.Nutrition Myth #13: Soy foods are healthy and prevent heart disease. They are also an excellent substitute for milk in infant formulas. TRUTH: Soy does not lower cholesterol and does not prevent heart disease. High levels of plant estrogens found in products like soy milk, soy nuts and other soy foods put women at risk for cardiovascular disease. Concerns about the dangers of soy have suggested a ban on infant soy formulas.Nutrition Myth #14: Beta carotene is converted to vit.A, therefore animal products are not necessary as a source of vit.A. TRUTH: Only under optimal conditions can humans convert beta carotene to vit. A in the intestinal tract. This conversion requires bile salts and fat enzymes. Adding butter to vegetables is WISE as it stimulates the secretion of the needed bile, and enzymes, as well as, supplying easily absorbed vit. A.Nutrition Myth #15: Protein powders are a healthy choice for protein. TRUTH: Isolated protein powders made from soy, whey, casein and egg whites are usually obtained by a high temperature process that denatures the proteins making them virtually useless while increasing nitrates and other carcinogens. In addition, soy protein…isolates have mineral blocking and thyroid depressing agents.

There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option.

In today’s uncertain business, economic and regulatory environment, qualifying for a bank loan can be difficult – especially for start-up companies and those that have experienced any type of financial difficulty. Sometimes, owners of businesses that don’t qualify for a bank loan decide that seeking venture capital or bringing on equity investors are other viable options.

But are they really? While there are some potential benefits to bringing venture capital and so-called “angel” investors into your business, there are drawbacks as well. Unfortunately, owners sometimes don’t think about these drawbacks until the ink has dried on a contract with a venture capitalist or angel investor – and it’s too late to back out of the deal.

Different Types of Financing

One problem with bringing in equity investors to help provide a working capital boost is that working capital and equity are really two different types of financing.

Working capital – or the money that is used to pay business expenses incurred during the time lag until cash from sales (or accounts receivable) is collected – is short-term in nature, so it should be financed via a short-term financing tool. Equity, however, should generally be used to finance rapid growth, business expansion, acquisitions or the purchase of long-term assets, which are defined as assets that are repaid over more than one 12-month business cycle.

But the biggest drawback to bringing equity investors into your business is a potential loss of control. When you sell equity (or shares) in your business to venture capitalists or angels, you are giving up a percentage of ownership in your business, and you may be doing so at an inopportune time. With this dilution of ownership most often comes a loss of control over some or all of the most important business decisions that must be made.

Sometimes, owners are enticed to sell equity by the fact that there is little (if any) out-of-pocket expense. Unlike debt financing, you don’t usually pay interest with equity financing. The equity investor gains its return via the ownership stake gained in your business. But the long-term “cost” of selling equity is always much higher than the short-term cost of debt, in terms of both actual cash cost as well as soft costs like the loss of control and stewardship of your company and the potential future value of the ownership shares that are sold.

Alternative Financing Solutions

But what if your business needs working capital and you don’t qualify for a bank loan or line of credit? Alternative financing solutions are often appropriate for injecting working capital into businesses in this situation. Three of the most common types of alternative financing used by such businesses are:

1. Full-Service Factoring – Businesses sell outstanding accounts receivable on an ongoing basis to a commercial finance (or factoring) company at a discount. The factoring company then manages the receivable until it is paid. Factoring is a well-established and accepted method of temporary alternative finance that is especially well-suited for rapidly growing companies and those with customer concentrations.

2. Accounts Receivable (A/R) Financing – A/R financing is an ideal solution for companies that are not yet bankable but have a stable financial condition and a more diverse customer base. Here, the business provides details on all accounts receivable and pledges those assets as collateral. The proceeds of those receivables are sent to a lockbox while the finance company calculates a borrowing base to determine the amount the company can borrow. When the borrower needs money, it makes an advance request and the finance company advances money using a percentage of the accounts receivable.

3. Asset-Based Lending (ABL) – This is a credit facility secured by all of a company’s assets, which may include A/R, equipment and inventory. Unlike with factoring, the business continues to manage and collect its own receivables and submits collateral reports on an ongoing basis to the finance company, which will review and periodically audit the reports.

In addition to providing working capital and enabling owners to maintain business control, alternative financing may provide other benefits as well:

It’s easy to determine the exact cost of financing and obtain an increase.
Professional collateral management can be included depending on the facility type and the lender.
Real-time, online interactive reporting is often available.
It may provide the business with access to more capital.
It’s flexible – financing ebbs and flows with the business’ needs.
It’s important to note that there are some circumstances in which equity is a viable and attractive financing solution. This is especially true in cases of business expansion and acquisition and new product launches – these are capital needs that are not generally well suited to debt financing. However, equity is not usually the appropriate financing solution to solve a working capital problem or help plug a cash-flow gap.

A Precious Commodity

Remember that business equity is a precious commodity that should only be considered under the right circumstances and at the right time. When equity financing is sought, ideally this should be done at a time when the company has good growth prospects and a significant cash need for this growth. Ideally, majority ownership (and thus, absolute control) should remain with the company founder(s).

Alternative financing solutions like factoring, A/R financing and ABL can provide the working capital boost many cash-strapped businesses that don’t qualify for bank financing need – without diluting ownership and possibly giving up business control at an inopportune time for the owner. If and when these companies become bankable later, it’s often an easy transition to a traditional bank line of credit. Your banker may be able to refer you to a commercial finance company that can offer the right type of alternative financing solution for your particular situation.

Taking the time to understand all the different financing options available to your business, and the pros and cons of each, is the best way to make sure you choose the best option for your business. The use of alternative financing can help your company grow without diluting your ownership. After all, it’s your business – shouldn’t you keep as much of it as possible?

Internet pharmacy or online pharmacy usually refers to a registered pharmacy that has a retail outlet and also offers to sell or supply medicines and/or other professional medical services over the Internet. Customers can order drugs and medical products online being connected to the Internet or even visit the store in person. An international or mail-order pharmacy may or may not have a physically existing brick-and-mortar store. High drug prices have produced alluring incentives for consumers to look for alternative resources to fill their prescriptions.Essentially, there are three types of Internet pharmacies:1) Pharmacies that only supply drugs for prescriptions written by a patient’s physician;2) Pharmacies that charge for a physician, and the drug is provided after the patient completes a simple questionnaire and then the cyber-doctor writes a prescription; and3) Pharmacies dispensing prescription drugs without a physician’s prescription.A recent study finds that sale of drugs through cross-border Internet pharmacies to consumers in many countries has seen a significant and rapid growth. Convenience and cost saving have been the top reasons for online prescription-drug purchasing. Internet pharmacies offer a host of benefits. They are convenient and allow customers to avoid nuisances such as going out in bad weather, parking hassles, standing in line, and the inevitable wait for the prescription to be filled. Many Internet pharmacies offer fast shipping of drugs, allowing customers to avoid the delay of regular mail.Some Internet pharmacies offer lower prices on medications than those charged by traditional pharmacies, as they do not have to bear the fixed costs such as property leases, maintenance, and property taxes. Another major advantage is that the Internet pharmacies can offer privacy that is often lacking in a traditional pharmacy. Many patients feel uncomfortable in purchasing some drugs and asking a pharmacist questions in front of other customers.The customer or patient is entitled to expect the same quality of pharmaceutical care irrespective of whether the service is provided online or face-to-face on the pharmacy premises. To ensure public protection and confidence in the profession many Internet pharmacies have a licensed pharmacist available 24 hours a day to answer questions by phone or by e-mail. Eventually the most helpful benefit associated with online pharmacies is that they offer perks not found in traditional pharmacies, such as e-mail alerts when the prescription is due for a refill and more. Consumers frequently utilize the Internet to obtain health information and products, and Internet pharmacies join a wide variety of healthcare-related websites to provide authentic information related to the drugs they supply.Online Canadian drug pharmacies have emerged as the leaders in the industry. Internet pharmacies in Canada are enjoying a booming business selling prescription drugs to consumers in U.S. and other leading nations taking the advantage of strict drug patents in these nations. Canadian Internet pharmacies offer substantial savings to American consumers, particularly those with chronic conditions — such as high blood pressure or high cholesterol — requiring regular, predictable doses of medicine over long periods.The Internet has revolutionized the way in which ordinary people conduct their everyday business. A significant number of people currently utilize the Internet as a health resource, and it is likely that this trend will continue. The Canadian online pharmacies are proving greatly advantageous to the modern healthcare system.
A vast majority of online purchasers of prescription drugs through Canadian pharmacies have reported satisfaction both in terms of quality and speed of delivery.