Facing a period of economic uncertainty, many Americans admit that their money knowledge isn’t where they’d like to be, finance surveys indicate. According to the Chicago Tribune, 41% of those polled gave themselves a grade of “C” or lower on their knowledge of personal finance. Furthermore, 4/5ths of those questioned indicated that they would benefit from professional advice on every day questions.The results of these finance surveys are counter-intuitive; The number of Americans who indicated they’d like instruction is nearly double the number who gave themselves negative marks. This datum indicates a potential polling bias whereby people are reluctant to give themselves poor marks, regardless of their actual knowledge. The actual proportion of poorly-informed Americans could be much greater.Finance surveys like this indicate the need for more comprehensive school programs that deal with money management. Many high schools — my own included — have no such programs. While many of the causes of the current recession are systemic and outside of the control of any particular person, a large burden has to be put on irresponsible or poorly-conceived spending. Furthermore, navigating an economic downturn can be difficult; the overwhelming majority that indicated in these finance surveys they could use professional help shows how hard the issues can be to understand and interpret.While much of the news from these financial surveys is fairly dire, they do show that (some) Americans are frank about their lack of monetary knowledge, and that most are aware they could easily know more. Simply acknowledging the issue is an important first step towards sustainable reform.
Instant Online Health Insurance Quotes – Where to Get the Best Rates
When you’re in the market for health insurance, you can’t go wrong when go to an insurance comparison website to look for instant online health insurance quotes. There you’ll find affordable rates for individual health insurance, and the service is free for you to use.The Benefits of Online Health InsuranceThe main reason people are uninsured is because they can’t afford health insurance. If your employer doesn’t offer an affordable insurance policy, your only other option may be to search for individual coverage.Going online to find this coverage can save you both time and money:* You’ll save time because you won’t have to call or visit multiple insurance agencies and listen to their sales pitch while you fill out forms with the same information over and over again. Instead, you’ll fill out one simple form on your computer at your convenience.* You’ll save money because you’ll be able to compare multiple quotes and choose the one that’s the most affordable. Did you know that health insurance premiums can vary by hundreds of dollars from one company to another? Going online lets you choose the cheapest plan.Going online for health insurance doesn’t mean you give up the benefit of having an insurance professional on hand to help you out. The best insurance comparison websites offer a chat feature so you can get fast answers to your insurance questions from an insurance expert.What Types of Health Insurance Are Available Online?Instant online health insurance quotes are available for all types of insurance plans online, including:* Traditional indemnity plans* Managed care PPO and HMO plans* Long-term or short-term plans* Major medical plans* High-deductible plans* Medical Savings accounts* Special illness plans* Supplemental insurance plansWhatever your insurance needs, you can find an affordable online plan.